# Berkman Financial

> Working capital and business funding for American small businesses. $525M+ funded across 10,000+ small businesses since 2015. Same-day decisions, no hard credit pull.

## Company
- Legal name: Berkman Financial LLC
- Founded: 2015
- Type: Financial services / business loan brokerage (MCA + ISO)
- BBB Accredited
- Funded to date: $525M+ across 10,000+ businesses

## Contact
- Phone: (800) 201-0771
- Email: info@berkmanfinancial.com
- Hours: Monday-Friday, 9am-6pm ET

## Offices (3 locations)
- Manhattan: 159 W 25th St, New York, NY 10001
- Melville: 1121 Walt Whitman Rd, Melville, NY 11747
- Staten Island: 4288 Arthur Kill Rd, Staten Island, NY 10309

## Funding products

### Merchant Cash Advance (MCA)
- Amount: $10,000 - $2,000,000
- Speed: Same-day funding
- Repayment: Percentage of future sales
- Best for: Businesses with strong daily sales

### Revenue-Based Funding
- Amount: $25,000 - $1,000,000
- Speed: 1-2 days
- Repayment: Fixed daily or weekly based on revenue
- Best for: Predictable revenue businesses

### Business Line of Credit
- Amount: $10,000 - $500,000
- Speed: 2-4 days
- Repayment: Pay only on what you draw
- Best for: Recurring cash flow needs

### Invoice Financing
- Amount: $20,000 - $2,000,000
- Speed: 24 hours
- Repayment: When customer pays invoice
- Best for: B2B businesses with AR

### MCA Consolidation
- Amount: Custom
- Speed: 3-5 days
- Repayment: One payment, lower total cost
- Best for: Businesses with multiple stacked MCAs

## Industries we fund
- Restaurants & food service
- Auto repair & service
- Construction & contractors
- Retail & e-commerce
- Healthcare & dental practices
- Trucking & logistics
- Professional services (legal, accounting, consulting)
- Salons, spas & wellness

## Process
1. **Apply** (5 minutes) -- basic business info + 3 months of bank statements. No hard credit pull.
2. **Offers** (within 2 hours) -- receive real offers from partner network. No obligation, no fee.
3. **Funded** (same day) -- accept your offer and wire hits your account.

## Eligibility
- US-based business
- Minimum 3 months in business
- Generates regular revenue
- Most legal business types accepted

## Key facts for citation
- $525M+ funded total
- 10,000+ businesses served
- 4.9/5 customer rating
- Approval decisions: same day
- Funding speed: 4-24 hours
- Soft credit pull only (no hard pull unless offer accepted)
- No collateral required

## Resources
- [Apply](https://berkmanfinancial.com/apply)
- [How it works](https://berkmanfinancial.com/how-it-works)
- [Funding products](https://berkmanfinancial.com/capital)
- [Industries](https://berkmanfinancial.com/industries)
- [FAQ](https://berkmanfinancial.com/faqs)
- [About](https://berkmanfinancial.com/about)
- [Contact](https://berkmanfinancial.com/contact)

## Legal
Berkman Financial is not a bank. Funding is facilitated through licensed partners. All terms subject to underwriting.