Capital products
Five shapes of capital,
one team to match you to the right one.
Not every business needs a loan. Sometimes a line is smarter. Sometimes it's AR. Our advisors look at your numbers, then recommend — not the other way around.
MCACapital product 01 / 05
Merchant Cash Advance.
Fast working capital repaid as a percentage of future sales.
How it works
We advance a lump sum. You repay a small percentage of your daily card sales until it's paid off. Slow days mean smaller payments.
Best for
- Retail & restaurants
- Seasonal businesses
- Merchants with steady card volume
Funding range
$10K – $2M
Speed to fundingSame day
Typical term3–24 months
Cost1.15 – 1.35
Quick check: 6+ months in business, $15K+ monthly revenue, US-based business bank account.