How it works

Apply in the morning.
Funded by the afternoon.

Timeline
4-8hAPPLY → FUNDED
STEP 01◐ ~5 min

Apply online.

Tell us about your business. We only ask what we need: legal name, industry, time in business, monthly revenue, and your contact info. No SSN to get started.

Soft credit check only 3 months bank statements One page, no essays
STEP 02◐ ~2 hr

We match you to funders.

An advisor reviews, asks questions if needed, and takes your file to our network of 40+ funding partners. You see every offer we get, not just the best one.

40+ partner network Side-by-side offer comparison Your advisor explains the tradeoffs
STEP 03◐ Same day

You choose, we wire.

Pick the offer that works. Sign electronically. Funds hit your business account the same business day, usually within 4–6 hours of signing.

Same-day wire (most files) No prepayment penalty Real human throughout
Questions

Frequently asked.

What's the minimum revenue?+

Most products require $15K/mo. Invoice financing can go lower if you have solid AR.

Will applying hurt my credit?+

No. We only do a soft pull to show offers. A hard pull only happens if you accept and the funder requires it — you'll know before it happens.

How much does it cost?+

It depends on the product. MCAs are priced with a factor rate (e.g., 1.18 means you pay back $118K on a $100K advance). Lines of credit are priced in APR. Every offer shows total cost clearly.

Can I pay off early?+

On most products, yes, and on some you save on the factor. We'll tell you which offers include early-payoff discounts.

What if I've taken advances before?+

That's fine — many of our clients are on their 2nd, 3rd, or 4th facility. If you're over-stacked, ask about consolidation.

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