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● MCA · 24 hoursMulti-suite salon · Miami, FL
“Adding two stations meant six more clients a day. Funded one morning, hired the next.”
Amount
$45,000
Use
Build-out
Funded
24 hours
Capital for salons, spas, and wellness studios.
Chair rentals, equipment finance, expansion to a second suite, the marketing push that fills the schedule. Sized against booking volume, not just card swipes.
What we fund
For owners building repeat-client businesses.
Typical deal shape
What a salons deal usually looks like.
Ranges are informative, not promises. Your file is your file — we size to it specifically once we see bank statements.
● INTERNAL EST. · TRAILING 12 MO
Funding range$10K – $250K
Typical speed to funding24–72 hours
Common deal size$28K
Across 1,420 salons and studios. Small average — fast deals, frequent reorders.
Products we usually pair
The capital shapes that fit this industry.
MCA and RBF on card volume work cleanly here. Equipment financing for the larger one-time machine purchase.
MCA01 / 03
Merchant Cash Advance
Repaid as a % of daily card sales. Slow days = smaller payments.
See product
RBF02 / 03
Revenue-Based Funding
Fixed weekly pulls from total revenue. Predictable, often cheaper than MCA.
See product
EFP03 / 03
Equipment Financing
Asset-secured term loan against the equipment you're buying. Longer terms, lower rates.
See product
Questions
The ones we actually get asked.
Industry-specific answers — not generic boilerplate. Don't see yours? Drop us a line.
Do you fund booth-rental salons or only owner-operated?+
Both. For booth-rental, we underwrite against the rental income plus any retail volume. Owner-operated tends to qualify for larger lines.
What about med-spas with medical-director arrangements?+
Common file. We underwrite the operating entity — medical-director structure isn't a barrier as long as it's documented.
How do you handle seasonality (summer slump)?+
We size repayments against your weakest quarter. Most product types have flexibility built in for slow weeks.
Can I finance new locations before they open?+
Yes — we can fund pre-opening costs based on owner experience and the lease, but the deal will be smaller than for an open location.